Yes! Your offer on the perfect home has been accepted. But, as of right now, you have not purchased it. You have a lot of i's and t's to cross before you can move in. It can be a little overwhelming, but you will not have any surprises if you…continue reading

Homeownership is a dream for many Americans, but saving money for a down payment might be difficult, especially if it is 20% of the buying price. It can be considerably easier with private mortgage insurance (PMI) which allows the buyer to buy a house with as little as a 3%…continue reading

Our gardens and lawns are natural extensions of our homes. They are generally the first thing that guests notice. Beautiful landscaping exudes a pleasant, welcoming atmosphere. If your garden and yard look less than perfect follow these easy landscaping tips to create a thriving, beautiful outdoor oasis this summer. 1.…continue reading

If you intend to purchase a home, you will most certainly be concerned about the financial aspects of the transaction. You do not have to worry about securing a mortgage if you have a long history of steady income. However, you must carefully plan your purchase to prevent extra long-term…continue reading

Summer is approaching, and you may already be lowering the temperature on your thermostat to compensate for the rising heat. But, this means more money spent on air conditioning both in terms of electricity and maintenance. According to the US Energy Information Administration, “Air conditioning accounts for around 12% of…continue reading

If your home is appealing, up-to-date, have working appliances, and does not need many modifications, the value will surely increase. Staging your house for sale can also turn into an investment, so it is crucial to make sure you are not breaking the bank when you do so. With this…continue reading

In most parts of the country, the traditional home-buying season begins in late spring and lasts through the summer. But, your first impulse could be to stay away and wait until the market cools down. However, if you can bear the heat of a little competition, there are some obvious…continue reading

The most significant purchase you will ever make is most certainly your home. It is where you spend a lot of time, relax, and make wonderful memories with your friends and family. That is why having a beautiful home is so vital – it should make you feel as relaxed…continue reading

For a majority of Americans, the three main retirement goals are freedom from financial worries, traveling, and relaxing with family members. Financial freedom can include paying off a mortgage as it is one of the biggest monthly expenses. Eliminating it before you retire might make sense, especially if you expect…continue reading

Homeownership is and has always been seen as a crucial component of the American Dream. While preparing for a down payment and committing to a mortgage may seem daunting, the numerous advantages that come with owning a home last a lifetime. If you are on the fence about purchasing your…continue reading