Relocating to a new home is exciting. But, at the same time, the long list of things that you need to accomplish before moving is undoubtedly stressful and overwhelming. At first, it may seem like a herculean task. Luckily, these helpful tips and suggestions can make the packing and moving…continue reading

If you are a homebuyer or a seller dealing with a home inspection and an appraisal are just part of the process. Many people, especially first-time homebuyers find it confusing as both are technically a type of inspection and involve a professional visiting the property. However, there are some significant…continue reading

After searching for months you have finally found the home you want. Now you need to decide not only on what price to offer but also prepare for a situation where your offer has to stand out among other buyers. After all, you will not want to lose your dream…continue reading

When you start your mortgage process, your lender or loan officer will want to know whether you want to “float” or “lock-in” your interest rate. It is important that you fully understand these terms before you pick one over the other. Your decision will determine what you pay each month…continue reading

There are many good reasons to purchase a second home. For some, it is part of their dream as they can have a place of their own at their favorite getaway spot where they can spend weekends, summers, and their retirement. For many others purchasing a vacation home is a…continue reading

Buying a home is a significant investment. For first-time homebuyers, it may seem overpowering at first as there are many factors to consider. They will have a ton of questions at the very outset from the basics of the home buying process to shopping for a mortgage. Curiosity may kill…continue reading

You have searched through listings and identified your ideal neighborhood. The next step is to find the perfect home you always wanted and make an offer. As a first-time homebuyer, you will want your offer to be accepted over other offers, but you may be a bit confused about the…continue reading

A majority of millennials have student loan debt and write off applying for a mortgage as they fear that their debt will make them an automatic “no.” According to the National Association of Realtors, “More than 80% of Americans aged25-35 with student loan debt blame their educational loans for not…continue reading

A home appraisal is a critical step of the mortgage and refinancing process. Lenders depend on professional home appraisals to determine the fair market value of a home and approve a loan. As a buyer or refinancer, a home appraisal will affect the amount you can borrow. It is important…continue reading

When you apply for a mortgage, the approval process can be confusing and complicated. There are many steps and levels you have to go through before the monumental mortgage document is sealed. While each step involved is important in your home buying process the mortgage commitment letter should be the…continue reading