Saving for an emergency fund with enough money to cover at least three months' worth of necessary living expenses is a good idea, regardless of your income level or housing situation. However, if you are a homeowner, you will have to increase your savings to cover the additional and unforeseen…continue reading

Real estate closings are chaotic. The excitement, stress, and volume of paperwork can make it difficult to make thoughtful decisions. Unfortunately, this is when con artists are only eager to take advantage of uninformed buyers. One of the most rapidly expanding cybercrimes in the United States is the “business email…continue reading

You will go through a few significant stages when buying a home, and problems can occur at different points throughout the process. For instance, some borrowers might run into problems when making their initial loan application or near the closing date. However, the majority of issues arise during the mortgage…continue reading

Safety and Security in the home are crucial. After all, it safeguards your home and your possessions. Therefore, you must be aware of all the security measures you can take to protect it. Some of them are likely things you already do. You might not have considered some others. This…continue reading

The beginning of a new year inspires us to make fresh starts. It feels like a great time to organize ourselves for the upcoming year and make some changes. While you do not have to completely renovate your house or make a list of unrealistic New Year's resolutions, some simple…continue reading

First-time homebuyers may not be aware of the two different “points” used in mortgage loans- discount points and origination points. These "points," despite having a similar sound, serve two very different objectives. Before you sign on the dotted line, you must understand the differences between these two terms that lenders…continue reading

Are you ready to start looking for listings and attending open houses? Before you begin the home-buying process, you will need a detailed checklist. It will make your home search easy and more efficient. Here's how to make the checklist you will require to ensure that the property you eventually…continue reading

When you have found the perfect home that has everything on your must-have list checked, you would want to put in an offer as soon as possible so that someone else in the market does not outbid you. However, before you take this crucial step you should determine whether the…continue reading

Mortgage interest rates are at a two-decade high, and with the Federal Reserve expected to raise the rates twice again this year, homeownership is becoming unaffordable. Home sales are also slowing down. Many sellers have had to wait weeks and, in some cases, months for their properties to sell. In…continue reading

When you start thinking of purchasing a home, there appear to be an infinite number of options. A suburban home, condominiums, townhomes, a city house... which is the best option for you? And should you opt for a more temporary or permanent residence? When buying a home for the first…continue reading