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There are numerous advantages to powering your home with a renewable energy source such as solar panels. You will be able to minimize your carbon footprint, lower your power bill, and feel good knowing that you are making a small contribution to the overall health of the planet. When solar…continue reading

A 30-year fixed rate mortgage is the most popular loan term and for a good reason. It allows homeowners to spread the loan over a long period while keeping payments as low as feasible. However, now that 30-year mortgage interest rates are rising beyond the epidemic lows, the lower rates…continue reading

The current status of the world has significantly increased environmental consciousness. An increasing number of people are looking for ways to become eco-friendly and live a more sustainable lifestyle. The most popular eco-conscious choices Americans are opting for are using reusable bags when shopping, buying recycled products, turning off the…continue reading

Homeownership is a step towards long-term financial security. Purchasing a home not only provides you and your family with a home of your own but is also an asset. You gain equity in your home in two ways over time: first, by paying down your mortgage loan, and second, by…continue reading

When you apply for a mortgage working with a loan officer is optional, but it is a smart move. Loan officers are ready to assist clients from the time they decide to buy a property through the closing, and even after they have closed on their new home. Here are…continue reading

You and your wife are ready to purchase your dream home and are in the process of applying for a mortgage. Now comes the difficult question, should you apply alone or with your spouse? Before you make this decision you must understand all your options and conduct any necessary background…continue reading

With rental costs increasing it is not surprising that many people are thinking of purchasing their first home. It can be a significant accomplishment and one of the biggest investments that you will ever make. That is why one of the first things that many first-time homebuyers look for is…continue reading

You might tend to associate interior spaces with home additions. But, more and more homeowners are also focusing on the outside areas. Exterior additions add functionality, enhance the look of your property, and add value to your home today and in the future when you choose to sell. If you…continue reading

Yes! Your offer on the perfect home has been accepted. But, as of right now, you have not purchased it. You have a lot of i's and t's to cross before you can move in. It can be a little overwhelming, but you will not have any surprises if you…continue reading

Homeownership is a dream for many Americans, but saving money for a down payment might be difficult, especially if it is 20% of the buying price. It can be considerably easier with private mortgage insurance (PMI) which allows the buyer to buy a house with as little as a 3%…continue reading