Today's Ratebeat
Mortgage rates
Get today's personalized mortgage rate estimates without any impact to your credit score.
All rates as of 9:16 PM PST on February 13, 2026. Estimates are based on a $350K loan, excluding taxes and insurance. Your actual payment may vary.
30-Year Fixed
Call NowRate
6.375%
APR
6.44%
Monthly Payment
$2,184
Points
LEPS (points)
30-Year Jumbo Fixed
Rate
6.625%
APR
6.96%
Monthly Payment
$3,233
Points
1.75 (points)
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Rates are current as of 9:16 PM PST on February 13, 2026
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Mortgage interest rate
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* Important Legal Disclosures
Rates shown are based on a sample borrower profile and may not reflect your situation. Your actual rate will depend on many factors such as your credit, income, loan type, loan amount, and property value. Rates are subject to change without notice. For current rates please call 800-555-0100. Lending services provided by Ratebeat, LLC. NMLS #3030. Equal Housing Lender. Licensed in 50 states.